Terms & Conditions

Welcome to MBS Learn. These Terms & Conditions govern your use of the MBS Learn website and your purchase and use of digital products sold through our website. By using this website or purchasing a product from MBS Learn, you agree to these Terms & Conditions.

1. About MBS Learn

MBS Learn publishes and sells digital educational books, guides, and related resources designed to make complicated subjects easier to understand and use in everyday life.

2. Digital Products

Products sold through MBS Learn may include eBooks in PDF or EPUB format, digital guides, prompt sheets, worksheets, bonus materials, and other downloadable resources. Digital products are delivered electronically. No physical product will be shipped unless a product page specifically states otherwise.

3. Personal-Use License

When you purchase a digital product from MBS Learn, you receive a limited, non-exclusive, non-transferable license to download and use that product for your personal use. Purchasing a digital product does not transfer ownership of its copyright or other intellectual-property rights to you.

Unless we provide written permission, you may not resell or redistribute our digital products; upload or share purchased files publicly; provide copies to other people or organizations; reproduce substantial portions for commercial purposes; remove copyright or ownership notices; or represent MBS Learn content as your own work.

4. Orders and Payment

Prices are displayed on the website at the time of purchase. Payments are processed through approved third-party payment providers. You agree to provide accurate information when making a purchase and to use a payment method you are authorized to use.

5. Digital Delivery

After successful payment, customers will normally receive access to their purchased digital files through the website, order confirmation page, email, or another download method provided by MBS Learn. Customers are responsible for providing a valid email address and maintaining compatible software or devices needed to open purchased files.

6. Refunds

Digital purchases are subject to our Digital Product Refund Policy. Nothing in these Terms limits consumer rights that cannot legally be excluded.

7. Educational and Informational Purposes

MBS Learn publications and website content are provided for general educational and informational purposes. Our content should not be treated as professional legal, medical, financial, tax, investment, or other regulated professional advice.

8. Artificial Intelligence and Technology

Some MBS Learn publications discuss artificial intelligence tools and third-party technology services. AI systems and online services can change over time and may sometimes produce inaccurate, incomplete, outdated, or inappropriate results. Readers remain responsible for reviewing information and exercising their own judgment before relying on AI-generated outputs.

9. Intellectual Property

Unless otherwise stated, the books, guides, original text, graphics, downloadable resources, branding, and other original materials published by MBS Learn are protected by applicable intellectual-property laws. All third-party trademarks, product names, and company names remain the property of their respective owners.

10. Website Availability

We aim to keep the MBS Learn website and digital-delivery systems available and functioning properly, but uninterrupted or error-free operation cannot be guaranteed.

11. Third-Party Services and Links

Our website or publications may refer or link to third-party websites, platforms, payment processors, or services. MBS Learn does not control those third parties and is not responsible for their availability, content, privacy practices, policies, or independent actions.

12. Limitation of Liability

To the extent permitted by applicable law, MBS Learn will not be liable for indirect, incidental, special, or consequential losses arising from the use of our website or digital products. Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

13. Privacy

Personal information collected through the website is handled according to our Privacy Policy.

14. Changes to These Terms

We may update these Terms & Conditions when our products, services, technologies, or legal requirements change. The latest version will be published on this page with an updated revision date.

15. Governing Law

These Terms & Conditions are governed by the applicable laws of Japan, subject to any mandatory consumer-protection rights that may apply to customers in their country or region.

16. Contact

If you have questions about an order, digital product, or these Terms & Conditions, please contact us through the MBS Learn Contact page.